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How to Be a Unicorn With Money

How to Be a Unicorn with Money

Seen any videos of making cupcakes with rainbow color icing as “unicorn poop“? It’s a craze, so why not develop a unicorn-like mentality with money?

Let’s back this party up. What exactly is a unicorn?

A unicorn is a legendary horse with a single spiraling horn from its forehead. Unicorns are rare, unique, and uncatchable. 

Unicorns are even mentioned multiple times in the bible as a metaphor to represent strength. For example, in the book of Numbers, “God brought him forth out of Egypt; he hath, as it were, the strength of a unicorn.” 

In the venture capital world, a unicorn is a tech startup company that reaches a $1 billion dollar market value and performs outside of reality.  

Famous Youtuber, Lilly Singh, says unicorn island is a place where awesome exists, “there’s just no room for anything crummy.”  

Here’s how to be a unicorn with your money.

1. Realize Compound Interest is a Magical Unicorn

When you have money, that makes more money, it’s quite fascinating, it’s like a magical unicorn. Seriously. I started invested as a teenager and throughout my early twenties never invested more than a few hundred dollars a month.

Even through the Great Recession, when the stock market plunged and dropped around 30%, I stayed the course and continued to invest. Now what I’ve invested has almost doubled. Crazy-town.

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2. Awesomeness isn’t Having the Latest Gadgets

Be happy with what you’ve got. I don’t have all the answers on happiness, but when it comes to money, one thing I know for sure is that stuff will not make you happier.

Be a unicorn and countercultural when it comes to consumerism. When the latest version of the iPhone comes out, keeping use the one you’ve got. No matter how awesome a new technology is, new gadgets can always break. When I finally did upgrade my phone, I accidentally destroyed the screen. Here what to do if your phone breaks before the contract is up.

3. Find Unicorn-Like Deals and Social Opportunities

When spending money, look for the rare unicorn-like deals. Buy clothes for 75% off.  It takes patience, and a willingness to walk away.

Treat yo self, without spending a ton of money. Look for free events to attend with friends, check out books from the library for free, have quality time with a friend over coffee, or have a game night. Here’s how to be social without spending a ton of money and five epic ways to be social when paying off debt.

Doing this will mean your relationships and friendships are less about impressing one another and more authentic.

Getting out of debt and spending less than you earn is a rare, unicorn-like quality, but it’s worth the freedom you gain. 

best money class ever carly michelle

Hi! I'm Carly

I’m a Finance grad and creator of Best Money Class Ever, a 4-week live virtual personal finance class. I paid off $35,000 of debt and saved a nest egg of over $100,000 by age 26 (earning only around the median household income!).

If I can pay off debt and build savings at a young age, anyone can with a little education and solid plan.

Get out of debt Invest like a pro Buy a home Make yourself recession proof Stress less about money Ditch emotional online spending

best money class ever

“Oh, my goodness, I learned a lot. I enjoyed everything! Carly’s a great financial teacher.”

Asinah, Best Money Class Ever student

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