Ever feel like your life is one giant HOT MESS? It might
seem like chaos could be your middle name. In your financial life there’s a
million expenses that always “pop-up.” The check engine light comes on again
for something absurdly expensive for your car. Or you got laid off. Worst yet,
maybe you found yourself in the ER and now you’re dealing with medical debt.
Ugh. Financial chaos is inevitable. Life is messy and along with that, finances can be messy too.
Here’s How to Embrace Chaos in Your Financial Life
1. It’s Ok to Not Be Ok
Feel like a total failure? Permission granted: feel like a failure! It’s ok, to not be ok after a crisis strikes. Or in other words feel your feelings! Cancer sucks. If you walked
around all smiles within minutes of a devastating diagnosis, Houston we have a
problem!
There are instances that it’s
unhuman or impossible to have it all together. Embrace the chaos by
acknowledging that you’re not ok. This will take pressure of yourself to be
perfect and accept your reality. Here’s a good pump-up song about the
mantra of its ok if you’re not ok.
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2. Stop Overthinking: Action Cures Fear
When financial chaos strikes it’s easy to overthink your
situation. You analyze, hypothesize, and think yourself to death. This quickly
turns into massive worry and fear that leads to being paralyzed with indecision.
For example, if you lost your job, it’s easy to spiral downward into the land
of despair. Your mind goes to, “How am I going to afford rent or pay for Christmas?”
Fear creeps in quickly. The dream job, promotion,
and pay raise seem out of your reach. You promptly do nothing except continue
to waste more time and energy thinking about how horrible your finances are.
Embrace the chaos in your financial life by stop overthinking. You can’t think yourself into getting a new job or think yourself out of debt! You’ve got to do something and act.As the saying goes, action cures fear. The moment you take a simple action, the fear starts fading. The big scary monster of applying for a new job, is a lot less scary once you’ve done it.
3. Go for Progress, Not Perfection
If you’re convinced somethings gotta be perfect, then
chances are it won’t get done.
There’s no perfect time to get a side hustle or cut your
credit cards to get serious about debt.
You rationalize that you’ll get your finances together once XYZ external
things occurs. That could be once you get a promotion, your kids aren’t in
daycare anymore, or you finally get your master’s, then you’ll get serious
about investing for retirement.
Yeah… right!
Spoiler alert: if you’re not making changes with your money
now, you won’t when the “perfect time” comes. Instead start making progress now
in the middle of your chaotic of life. If you wait for perfect in your life,
then you miss the boat!
Here’s stories of people who stopped waiting for the perfect
time to get finances order and just started:
- How Kim paid
off $45,404 in Debt in 28 Months - How Ashley Paid
off Medical Debt and Saved $10,000 - How
Jessica and Daniel Paid off $21,000
In a nutshell, embrace the chaos in your financial life by accepting that it’s ok that you’re not ok. Stop overthinking and instead of living in fear, take action. Perfect is the enemy of good; go for progress over perfection.
P.S. Want to take action in your financial life, but not sure where to start? Let’s work together! We can work together to reach your financial dreams with a one on one money coaching session! Get the details here.
